The foundation of your insurance policy is built on the replacement cost of your Home and Personal Property. To ensure that you are adequately insured, it is important to properly determine the replacement value of your possessions.

Peake & Richmond represents ten of the largest and most secure insurance markets in Canada. Within these markets are several products/policies that are designed specifically for High Value Homes.

Your coverage may need to be amended if your dwelling becomes vacant after 30 days. Failure to notify us may jeopardize any subsequent claim.

You must inform us if you intend to rent out your dwelling or condo. Your coverages will need to be amended and information on your tenants may be required.

If you have a second family/tenant/student living with you in a room or suite you may need to extend liability to cover any damage caused by that person(s).

If you are renting out your home for a short period of time you must notify Peake & Richmond immediately in order to ensure adequate coverage.

There are limits to the amount of By-Law coverage provided by your basic policy. If your home does not conform to current By-Law Regulations you must contact Peake & Richmond Ltd to ensure that you have adequate coverage.